Joy and I are starting to be serious about buying a house(!), which has added to stress lately. We probably aren't going to get a great deal, but I think we are close to finding a fair deal on a townhouse. Now, most of our liquid assets are tied up in retirement accounts, including the IRA that I use for investing in individual stocks mentioned here. So I called USAA to see what the rules are for withdrawing money for buying a house. The representative cleared up the questions I had, but also suggested several other products in the softest possible way. It was like having a conversation with a very knowledgeable friend. I didn't actually buy anything at that point, but I will in the very near future. I'd like to see another bank steal my business from USAA. Good luck!